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(206)527-0888 | Home Of The Underdog! | Sound Insurance Agency

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Homeowners Insurance

What's covered.  What's not. Most homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well. Typically, floods and earthquakes are excluded.

What's covered.  What's not? Ask about combining Home & Auto


Renters' Insurance

Renters' insurance,  is extremely economical while ensuring you won't become "cleaned  out" during those lesson filled early years.  Sound Insurance in Seattle have 50 years in regards to assisting you with renters insurance. Renters insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant's personal property is covered against fire, theft, and vandalism. Call us today and let us take care of your needs.


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 the leading provider of home warranty plans in the U.S. for more than 40 years. AHS helps facilitate the entire process and provides quality service when it comes to repairing or replacing your covered items.Whether you want broad coverage for appliances and components of electrical and plumbing systems or just need to protect a few specific things, there's an option for you. You'll pay monthly or annually for your plan and then, when a repair or replacement is needed, a low service fee covers the entire fix.SERVICE LINE This coverage protects the underground utility lines that bring water, power, and communications to your home. It includes repair or replacement with environmentally friendly materials; excavation costs; expedited expense reimbursements; and coverage for outdoor property. Covered losses include, but are not limited to, wear and tear; rust and corrosion; mechanical breakdown; freezing or frost heave; and tree or other root invasion. Not available in all states.EXTENDED DWELLING COVERAGEOptional with all Sound Insurance Agency homeowners insurance plans. Included with Safeco Premierâ„¢   Homeowners coverage is designed to reconstruct your home under normal conditions after a total loss. But in the event of a catastrophe, soaring demand for building materials and labor could cause reconstruction costs to increase (up to 50% in some cases), leaving policy limits inadequate. That's where extended dwelling coverage kicks in.Additional  protectionYou can select 25%, 50%, 75%, or 100% additional coverage. 75% and 100% options are only available to customers with Safeco Optimum; the Safeco Premier bundle includes the 100% coverage level.PERSONAL OFFENSE COVERAGE Optional with all Sound Insurance Agency homeowners plans. Included with Sound Insurance Agency Most people never imagine they'll be sued for libel or slander. And yet a simple post on social media or a blog that harms another person's reputation could lead to a lawsuit costing you thousands of dollars in legal fees and damages. For less than $1 a month, personal offense coverage can protect you in the event you are the target of such a lawsuit.Broad range of protectionCovered personal offenses include false arrest; detention, imprisonment, or malicious prosecution; libel, slander, or defamation of character; invasion of privacy; wrongful eviction; and wrongful entry.INCIDENTAL FARMINGWith a few extra acres and a few extra animals, you could be taking on a few extra risks not covered by a traditional home policy. That's why Sound Insurance Agency  offers the Incidental Farming Endorsement. By adding it to your current homeowners coverage, you can make sure your policy is working as hard as you are to help protect the home you love. The Incidental Farming Endorsement covers the incidental raising of agricultural products and animals or operating a roadside stand. It also covers other structures and farm personal property used for incidental farming and extends liability coverage to a nonresident farm employee.IDENTITY RECOVERY COVERAGE Recovering from identity theft can be a very costly, time-consuming, and stressful experience. With Sound Insurance Agency  identity recovery coverage, you can replace that worry with calm for just $1 a month. Should you ever find yourself the victim of identity theft, we'll be there to support you with:Case managerAt no additional charge, a dedicated case management company will work directly with you through the claim process.High annual limitExpense reimbursement up to $25,000 annually for expenses incurred after identity theft.Lost wages and child or elder care expenses Up to $250 per day/$5,000 total.

Mon  8:00 am - 5:00 pm
Tue  8:00 am - 5:00 pm
Wed  8:00 am - 5:00 pm
Thu  8:00 am - 5:00 pm
Fri  8:00 am - 5:00 pm
Sat  Closed
Sun  Closed

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Sound Insurance Agency, Inc.
9627 Aurora Avenue North
Seattle, Wa 98103
206.527.0888 Phone
206.527.5140 Fax
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